V Insurance

Call +61 (2) 8599 8660 or 1300 945 547

What is covered?

This program covers Triathlon Australia, including all Affiliated State and Territory Associations and Clubs, Officials, all Accredited Coaches, Voluntary Workers and Members. Sanctioned Race Directors, Event Promoters/organisers are covered under the Public Liability and Professional Indemnity sections only.

This program incorporates six covers;

  1. Public & Products Liability
  2. Professional Indemnity
  3. Personal Accident
  4. Management Liability Insurance (Directors & Officers Liability)
  5. Group Travel (for members on travel authorised by TA)
  6. Cyber Liability & Privacy Protection

You can download a copy our Summary of Cover brochure by clicking below:

 

There are 4 categories of member that are covered under the Personal Accident insurance policy. They are as follows;

 

Category A members
Professional license holders/athletes who are registered financial members of TA

Category B members
Registered financial members of TA between the ages of 5-90 years.

Category C members
Non-competing registered officials of Triathlon Australia including accredited coaches, employees, directors, apprentices, voluntary workers and work experience students.

Category D members
All one day members.

Note: Members and officials of clubs are only covered for Personal Accident Insurance if they are a financial member of their state association. However non-competing volunteers of Triathlon Australia sanctioned events are not required to hold a membership to be covered under this policy.

Cover for each member category applies as follows;

Category A members
Whilst undertaking triathlon training, and/or competing in an officially sanctioned event organised by and under the control of the insured including direct travel to and from sanctioned competitions, training venues and insured person’s place of residence.

Category B members
Whilst undertaking triathlon training, and/or competing in an officially sanctioned event organised by and under the control of the Insured including direct travel to and from sanctioned competitions, training venues and Insured person’s place of residence. Cover does not extend to include “racing - participation” in non-triathlon sporting events.

Category C members
Whilst working on behalf of the Insured including direct travel to and from sanctioned competitions, training venues and Insured person’s place of residence.

Category D members
Whilst participating in sanctioned events.

The following classes of insurance are not automatically available under the Triathlon Australia Program;

  • Fire & Perils
  • Machinery Breakdown / Electronic Equipment
  • Property & Equipment
  • Money
  • Deterioration of stock
  • Compulsory Third Party
  • Motor Vehicle
  • Travel*
  • Workers' Compensation
  • Bicycle Insurance

*Travel Insurance is available to nominated individuals on travel authorised by Triathlon Australia. Please check with Triathlon Australia to find out how to become a nominated individual or if you already qualify for this cover. Further information on the Triathlon Australia Travel Insurance policy can be found on the following Travel Insurance Summary, or by contacting Triathlon Australia.

 

Important Note
V-Insurance has arranged the Personal Accident insurance program on a group basis without taking into account individual circumstances. This policy provides benefits to members of Triathlon Australia's states and Territories, who through injury or accident, incur financial loss and who would otherwise not have received assistance. The program seeks to provide benefits to those most exposed and to maintain protection at the lowest possible cost to membership. It therefore cannot provide 100% cover of a benefit for every loss that occurs. Federal Government Legislation prevents insurance companies from paying any insurance benefit for a medical service that is covered by Medicare. This legislation also applies to the Medicare gap. In addition to this Personal Accident insurance all members are encouraged to consider taking out Private Health insurance, Income Protection Insurance and Life insurance if their individual circumstances require it.