V Insurance

Call +61 (2) 8599 8660 or 1300 945 547

How to make a claim

Personal Accident

If you are a member of Harness Racing Australia and you have suffered an injury whilst participating in an official Harness Racing Australia activity (including training, competitions, races, or other sanctioned activities) please follow the below steps to lodge a Personal Accident claim.

Please refer to the Policy Wording for policy terms, conditions and exclusions.

Step 1:
Download a Harness Racing Australia Personal Accident Claim Form

 

Step 2: Complete each section of the claim form. Please be advised that incomplete claim forms may cause a delay in processing your claim.

Step 3: Please return your Personal Accident claim form and supporting documentation to Fullerton Health Corporate Services via email, post or fax:

Fullerton Health Corporate Services 

Level 10, 33 York Street
Sydney NSW 2000
Phone: (02) 8256 1770
Fax: (02) 8256 1775
Email: claims@fullertonhealthcs.com.au

Step 4: Fullerton Health will confirm receipt of your claim form and advise whether they require further information. For assistance with your Personal Accident Claim Form please contact V-Insurance Group on (02)8599 8660 or local call cost only 1300 945 547.

For existing claims enquiries please contact Fullerton Health Corporate Services on (02) 8256 1770.

Important information

The Health Insurance Act (Cth) 1973 does not permit the insurer to contribute to any charges covered, or partially covered by Medicare.

Please refer to the table below for some common examples:

Non-Medicare Medical Items; claimable as per the Personal Accident policy wording

Items covered by Medicare; not claimable through the Personal Accident Policy

Ambulance

Doctor

Physiotherapist

Public Hospitals

Dental

Surgeon & Surgeon’s Assistant

Private Hospital Accommodation

X-Rays

Chiropractor

Anaesthetist

MRI Scans*

MRI Scans*

*MRI scans are generally covered through Medicare; however please check with your treating physician, as sometimes the provider is not registered with Medicare.

In addition, there will be no refund in respect of any expense to which the National Health Act (Cth) 1953 or any of the regulations made there under apply.